Dental PPO
Dental PPO plans use a network, and they still pay something if you see a dentist outside it. In-network dentists usually cost less. Many plans cap the amount they pay in a year and require a wait before major work is covered.
Dental, vision & more
Coverage for what a health plan leaves out
Dental, vision, hospital indemnity, and short-term medical. These sit beside a health plan. They do not replace one.
- Dental PPO and HMO
- Vision and hospital
- Short-term medical
Ancillary coverage fills gaps a primary health plan often leaves out: dental, vision, a hospital stay, and short gaps between other coverage.
Group Plans in Phoenix compares these products alongside individual and small-business health plans. You can add them to an employer plan or to coverage you buy on your own.
- Dental PPO and dental HMO plans
- Vision and hospital indemnity coverage
- Short-term medical for a temporary gap
What we compare
Dental HMO
Dental HMO plans keep the monthly premium lower when your dentist is in the network. Covered services often have a set copay, and preventive care may cost nothing. Most do not pay if you go out of network. Many have no annual cap and no wait for major services.
Vision and hospital
Vision plans help with exams, glasses, and contacts. Hospital indemnity and other supplemental plans pay a set amount when you are in the hospital. They sit beside a health plan. They do not replace one.
Short-term medical
Short-term medical can start as soon as the next day if you are between jobs, waiting for new benefits, or you missed Open Enrollment and do not qualify for a special enrollment. These plans are not Affordable Care Act coverage. Most do not cover pre-existing conditions, and they do not include the ten essential health benefits.
Enroll online
You will complete enrollment on the carrier's secure site. Group Plans remains your agent at no extra cost.
Delta Dental of Arizona
Individual and family dental
Enter your Arizona zip code, compare Delta Dental plans, and enroll when you find one. This plan finder is set up for Group Plans and Chad Eisinger.
- Individual and family dental for Arizona residents
- Dental and vision options in the same plan finder
- Compare plans before you enroll
Find a planOpens Delta Dental
VSP
Individual vision coverage
Enroll in a VSP vision plan for exams, glasses, and contacts. The form already includes the Group Plans agent code.
- A vision plan on its own, separate from dental
- Help with exams, glasses, and contacts
- You finish the application on the VSP site
Enroll in visionOpens VSP
UnitedHealthcare
Short-term medical and add-ons
A quote for a temporary health plan, plus dental, vision, and other UnitedHealthcare add-ons. Use this for a gap in coverage, not for a Marketplace plan.
- Short-term medical while you are between other coverage
- Dental, vision, and other add-on plans in the same quote
- You start the quote on the UnitedHealthcare site
Not Affordable Care Act coverage. Most short-term plans do not cover pre-existing conditions.
Get a quoteOpens UnitedHealthcare
Questions
Is short-term medical the same as a Marketplace plan?
No. Short-term medical does not meet Affordable Care Act rules. It can leave out pre-existing conditions and essential health benefits. It is meant to cover a short gap, not to replace individual health insurance.
Can I use any dentist?
With a dental PPO, yes, though out-of-network care usually costs more. With a dental HMO, coverage is generally limited to dentists in the network.
Do these plans replace health insurance?
No. Dental, vision, and hospital indemnity plans add to a health plan. They do not take its place.
This website is operated by Group Plans, Inc. Content is provided for general information only and does not constitute professional advice. Contact the business directly for guidance specific to your situation.
Questions? Call our office at (623) 889-7600.
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