Enrollment Season – Important Dates

The Medicare Open Enrollment Period commenced on October 15th and ends on December 7th. This is the time frame in which you can renew, change, or update your current Medicare plans, including your Prescription Drug Plans for 2021. 

The ACA (Affordable Care Act) Annual Enrollment Period started on November 1st and ends on December 15th. Again, this time frame is the window in which you can renew your policy, update your current policy, or switch your Health Care Plans for 2021. 

We offer FREE instant online health insurance quotes and applications from major insurance carriers. Give us a call today (623) 889-7600

 

Whether you decide to renew, update, or change your plans, the changes will start on Jan 1, 2021. 

Plan details, rates, and information change from year to year so it’s always an important step to review your current plan and make sure it’s still the best fit for your needs. 

For assistance with reviewing your plans, looking at new plans, or making changes to your current plans, we always recommend seeking the free expertise of a licensed, local, and trusted broker as they are typically well informed on the current products and plans available for the upcoming year, and can help you make the best decisions for yourself! 

Contact us today to schedule a free, no-obligation-to-enroll appointment to review your current plans or get quoted for new Health Insurance today! We can assist you with Medicare, Medicare Supplemental Coverage, Medicare Advantage, Individual and Family Insurance, Group Insurance plans, as well as vision, dental and hearing coverage! 

Why do we have an open enrollment period?

The Open Enrollment Period was put into place to discourage adverse selection – which happens when sick people sign up for health insurance and healthy people don’t. It greatly skews the amount of risk a health plan takes when insuring customers.

The open enrollment period is to prevent skewed risk.

What are the exceptions to open enrollment?

Unless you experience a qualifying life event, you will have to enroll for health insurance during the open enrollment period.

Some qualifying life events that will qualify you for a special enrollment period are loss of coverage through an employer, loss of coverage through a covered employee, and major family changes.