Group Plans Inc offers a wide variety of services and has been a family owned and operated establishment since 1977! We take pride in knowing and helping our community manage their risk! Group Plans in Phoenix, AZ, is a family-owned and -operated, fully licensed and insured company that specializes in health insurance. Our independent agents have been working hard to provide our clients with excellent customer service and exceptional results since 1977.
We have an extensive variety of carrier choices, and our rates are cost-effective. We understand how important it is to ensure that you are sufficiently covered and will work hard to prove that you’re in reliable hands. Our services do not cost you a thing, we are compensated by the insurance companies we represent.
Individual Insurance:
If you’re looking for individual health insurance or family health insurance, you probably have some ideas of what you need, but maybe not really what’s available out there. Unlike a plan through an employer, individual health insurance is something you select and pay for on your own. We are contracted with the major carriers so that you don’t have to bounce around for the cheapest or most comprehensive options.
With more than 42 years of experience serving residents in Arizona, Group Plans knows what’s important to individuals and families in our local communities. It’s our job to make it easier for people to make good health plan decisions, even as healthcare becomes more complex. We improve health every day.
Group Insurance:
We’ve got your company covered, no matter what size or how many employees. We understand how important it is to ensure that your employees are sufficiently covered and will work hard to prove that you’re in reliable hands.
For all-inclusive group health insurance in Phoenix and the surrounding areas, call or visit Group Plans today. We’ll take your demands seriously because we want you to be happy with the policy that you select for years to come.
Medicare Insurance:
Medicare is health insurance for a variety of people. These people include: People who are 65 years of age or older, people who are under 65 with certain disabilities, or people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).
Our team has 2 experts that specialize in Medicare, ensuring that you will have a great understanding of the plan you choose, but also great advisors for anyone who may be new to Medicare or experiencing concerns with their current plans. We can help you through the whole process, from enrollment and choosing what plan or combination of plans work best, as well as using and understanding your benefits.
Ancillary/Short Term Medical:
STM plans are designed to provide temporary health coverage during unexpected gaps in coverage, with coverage starting as early as the next day. These plans do not meet the 10 minimum essential coverage requirements under the Affordable Care Act (ACA), and may result in a tax penalty. Most STM plans do not cover pre-existing conditions.
Who should consider a Short Term Medical Plan, people who are:
– in-between jobs or waiting for benefits to start a new job
– without health insurance because they missed the ACA open enrollment period and are not eligible for a special enrollment
– college student looking for a couple months of coverage
We also can help with Dental plans!
Dental PPO insurance plans are popular with families who want a large network of providers to choose from. PPO providers typically offer a lower rate for service than a non-contracted provider, but you have the freedom to utilize either type of provider. While PPO plans have flexibility in network, they may have other types of limitations, such as:
– caps on annual coverage amounts
– waiting periods for major services
Dental HMO plans are popular with families who want a low monthly premium, and their general dentist participates in the network. There is typically a fixed amount (copay) for covered services, with some $0 copay preventive benefits. Most plans do not have waiting periods for major services and do not have annual caps on coverage; however, most plans will also not provide reimbursement if the insured sees a dentist that is out of network.
Life:
If you’re searching for a credible life insurance agency in Phoenix or the surrounding areas, Group Plans is your go-to source. We’re family-owned and -operated as well as fully licensed and insured. Because we have decades of experience, we’re confident in our ability to exceed your expectations. We’ll work hard to provide you with excellent customer service because we’re dedicated to your satisfaction.
We welcome any of your questions or concerns, and we’re passionate about ensuring that your future is safeguarded against the unexpected. Since we know that you have goals that are unique to your lifestyle and medical background, we’ll strive to provide you with the custom-tailored policy features that you deserve. By relying on our firm, you’ll receive the benefit of:
- Our attention to detail
- Flexible appointment availability
- Quick responses
- Our industry expertise
Group Plans is a reputable life insurance agency in Phoenix, AZ. Give us a call today or fill out the contact form below to learn more. Our rates are reasonable, and we have a variety of carrier choices to suit your needs. We’re available to assist you during traditional business hours on weekdays or on weekends, by appointment.
(623)-889-7600
42104 N Venture Dr STE C106. Phoenix, AZ 85086